Definition: Progressive insurance covers a range of expenses, such as medical bills, replacement costs, and out-of-pocket expenses that are covered by health insurance plans like Medicare or Medicaid. This type of coverage provides additional protection for passengers in case of accidents or emergencies. The term "progressive" refers to the fact that the policy's benefits increase as the rider increases their premium, which means that if you have a high deductible and pay your premiums in smaller installments over time, your premiums will decrease as your insurance becomes more secure. This is also known as "premium relief". There are two types of progressive bike insurance: primary coverage and supplemental coverage. Primary Coverage: This type covers the cost of medical expenses when the policy holder is treated for an emergency medical condition while using a specified bike model. Supplemental Coverage: This type provides additional coverage for specific needs such as bicycle repair or replacement parts. The additional benefits may vary based on the policy's coverages and rider demographics. The definition of "progressive" insurance covers the range of expenses, such as medical bills, replacement costs, and out-of-pocket expenses that are covered by health insurance plans like Medicare or Medicaid. This type of coverage provides additional protection for passengers in case of accidents or emergencies.
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